Appraisal services for Kingsville and Johnson County homeowners

Here are the top 7 reasons MO homeowners hire Kincheloe Appraisal Services:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MO divorce, when real estate needs to be divided
  7. To settle an estate in Johnson county or MO by determining the true market value of real estate in question

Need help determining the price of your house in or near Kingsville, MO?
Contact Kincheloe Appraisal Services.

At Kincheloe Appraisal Services, we understand the individual needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the standard documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Kincheloe Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Kincheloe Appraisal Services, we're experts in helping consumers just like you get rid of undesirable PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Kincheloe Appraisal Services is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be unsuitable from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Kincheloe Appraisal Services can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for preciseness? Kincheloe Appraisal Services offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.